INSURANCE PROHIBITION

Members of a healthy society are by nature insured by their strong bonds. Family and frineds ought to be insurance enough if a society lives according to Islamic laws. Insurers in our world today add much less to society and take a whole lot more. Anyone who knows the basics of insurance knows that overall the money given to insurance companies is far more than what is given back when something goes wrong. I would actually even dare to say that insurance causes some people, driver, etc...to be more reckless and hence could actually be a cause for life endangerment.
Just because we managed to psh ourselves to a situation where selfishness rules and insurance became the main method of protecting ourselves from unpredictabilities of life need not give insurance any legitimacy.

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